Human brain evolved for many millions years sustaining the consciousness of risk that helped us to stay alive running from predators and hiding from vulnerabilities. On one side, this million-year experience makes our consciousness of risk a pretty perfect one, since it helped us to survive during hundreds of thousands of centuries of expansion, but on the other side, the term risk sounds a little bit exaggerated especially when quoted by Online network computer safety tipster s of today.

According to recent Net computer security and online identity fraud research, the British Police are being informed about a new Internet crime event every 10 seconds. This accounted for over GBP 300 millions amount that is lost for private and business bank customers in the British Isles in 2007. However, many online safety specialist s claim that vast majority of online crime s are never reported because they haven’t been detected or were of a lesser severity.

They don’t risk their lives to get money, they don’t shoot at anyone any more, they don’t even do any physical harm to their victims. Today’s crime exercised online, the Internet crime, uses computer security holes and threats to PC safety in software and equipment to sneak money from peoples’ pockets sitting right in the front of their computer machines. No need to shoot, nor to threat anybody. Just a few smart code snippets smuggled into the victim’s PC via email or a booby-trapped website and you are done. Simple as that.

The latest news from UK’s major retail bankers says, that if your online banking account has been wiped out and you didn’t use any Internet computer safety software equipped with antivirus and antispyware for example Norton 360, you solely are to be blamed for the losing of money and they won’t compensate you a dime. Banks even embedded a clause in the recently updated Banking Code, that says they are not responsible for any amount that is lost if your PC doesn’t have antispyware software with the updated dangerous bugs definition installed. Sounds groovy, doesn’t it?

As Marcus Ranum, Chief Security Officer of Tenable Online network work Security and author of The Myth of Homeland Security, explains, crime on the Internet provides a criminal with a means of automation and the advantage of being anonymous, requires very little in word s of information technology knowledge or equipment, and can cross international borderlines very fast, making it easier-to-do to conceal and more demanding to be prosecuted.

It seems that offenders evolved in a very similar way our perception of risk did, from regular robbers with arms running around and killing people, to somehow less violent, yet very dangerous individuals whose targets are now online banking accounts and computer machines of millions of users worldwide.

Having that said, you, the Net user, are exclusively liable for your doings online. And whether you get your online banking password snatched and money robbed by malicious users trying to break into the system, chances are no one except you will pay for this. So, if your computer isn’t properly protected you may be running a risk of getting hacked and your identity becomes an easy target for those knowing how to steal it. To make sure this won’t happen, get yourself a copy of a free antispyware software that are available to fetch from various vendors today. Enjoy your online!